Privacy Policy
1. Introduction
At Fiscal Muses (“we,” “our,” or “us”), accessible at fiscal-muses.com, we are fully committed to safeguarding the privacy and personal data of our users. We recognize the importance of transparency, accountability, and user control as essential pillars of responsible data stewardship. This Privacy Policy outlines how we collect, use, disclose, and protect personal information and applies principles aligned with the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA), along with other relevant data protection legislation.
We approach data privacy with a privacy-first mindset. Every aspect of the services we offer is designed with the protection of user information as a foundational requirement.
2. Scope of Policy and Data Controller Role
This Privacy Policy applies to all personal data collected through our website, fiscal-muses.com, and related services, communications, and transactions. Fiscal Muses acts as the “data controller” under applicable data protection regulations, meaning that we determine the purposes and means of processing your personal information.
For users in California, we also operate as a “business” under the definitions of the CCPA.
3. Categories of Data Processed
We process various categories of personal data as outlined below:
a. Usage Data
We collect information automatically when users visit our website, including but not limited to IP address, browser type, version, time zone settings, referral sources, pages visited, session duration, and other diagnostic data collected via cookies and analytics tools.
b. Account Data
This includes data provided when you create an account, such as your name, email address, billing address, shipping address, and telephone number.
c. Profile Data
Includes information such as saved preferences, purchase history, account settings, feedback responses, and behavioural data such as click paths and interaction with our products or services.
d. Communication Data
Encompasses any correspondence with us, including support requests, queries sent via forms or email (such as [email protected]), and records of those communications.
e. Technical Data
We gather device type, operating system, device identifier, language preferences, and screen resolution. This helps us ensure compatibility and optimal functioning of our services across devices.
f. Transaction Data
Includes details related to purchases made via fiscal-muses.com, including payment confirmation, financial details provided during checkout (processed securely by third-party providers), order history, and delivery details.
g. Preference Data
This includes data submitted via newsletter sign-ups, marketing opt-ins, or event interest—helping us tailor product offerings, deals, and content in accordance with user consent.
4. Legal Bases for Processing
We rely on the following legal bases for the processing of personal data as defined under the GDPR and corresponding CCPA principles:
– Consent: Where you have explicitly given us permission—for example, subscribing to newsletters or accepting non-essential cookies.
– Contract Performance: Processing necessary to fulfil a contract with you, such as executing purchases and providing requested services.
– Legitimate Interest: For purposes such as website analytics, fraud prevention, service improvement, and internal business operations—provided such interests are not overridden by your rights.
– Legal Obligation: To comply with relevant legal or regulatory duties, such as taxation or cybersecurity mandates.
5. Your Rights
We fully support your data subject rights, which may include:
– Right of Access: Retrieve a copy of your personal data.
– Right to Rectification: Correct inaccurate or incomplete information.
– Right to Erasure: Request deletion of data where permissible.
– Right to Restriction: Limit processing under specific circumstances.
– Right to Portability: Receive your personal data in a commonly used format and transfer it to another controller.
– Right to Object: Object to processing conducted on legitimate interest or direct marketing grounds.
California residents additionally have the right to opt out of the “sale” of personal information, request disclosures about data collected, and appeal any denial of their rights.
To exercise any rights, contact us at [email protected].
6. Security Measures
We prioritize data integrity, availability, and confidentiality and have implemented the following safeguards:
– Encryption of data in transit and at rest.
– Secure user authentication protocols.
– Regular backups and secure infrastructure resiliency routines.
– Granular access control to limit personal data access to authorized personnel only.
– Periodic security audits, user training, and internal policies to ensure compliance with relevant standards.
7. International Transfers
Where your personal data is transferred outside the European Economic Area (EEA) or other applicable regulatory jurisdictions, these transfers are conducted under legally recognized safeguards, including Standard Contractual Clauses (SCCs) or adequacy decisions. We ensure contractual and technical measures are in place to maintain consistent levels of data protection.
8. Data Retention
We retain personal data only for as long as is necessary to fulfill the purposes set forth in this Privacy Policy:
– Usage, Technical, and Transaction Data: Retained for up to 24 months from the date of collection to facilitate reporting, fraud prevention, and business insights.
– Account and Profile Data: Retained during the active period of your account and up to 36 months following termination or inactivity.
– Communication Data: Maintained for up to 24 months to resolve disputes, support audits, and respond to historical inquiries.
– Consent and Preference Data: Stored while active consent remains valid, unless revoked.
We may retain anonymized or aggregated data not subject to privacy obligations indefinitely.
9. Cookie Policy
Our website uses cookies and similar technologies for the following purposes:
– Essential Cookies: Required for website operation, including session login and transaction functions.
– Functional Cookies: Enhance usability and personalization.
– Analytics Cookies: Provide insights into website usage patterns and aid optimization.
– Performance Cookies: Track performance metrics, such as loading speeds and errors.
We use secure, privacy-respecting tools where possible to minimize unnecessary data processing.
10. Cookie Management and Compliance
Upon accessing fiscal-muses.com, you will be presented with cookie consent options in accordance with GDPR and CCPA requirements. Our cookie banner allows you to accept or manage cookie preferences. You may also control cookie settings through your browser or system-level privacy preferences. Non-essential cookies are not deployed unless you expressly opt in.
11. Special Protections for Children Under 13
We do not knowingly collect or process personal data from children under the age of 13. If you believe a child under this age has provided us with personal data, please notify us immediately at [email protected] so we can promptly remove the information in compliance with applicable child data protection laws.
12. Policy Updates & User Notifications
We reserve the right to update or modify this Privacy Policy as our services evolve or to maintain compliance with legal requirements. Changes will be communicated via the website or directly to affected users when material changes occur. We encourage regular review of this policy to remain informed of how your data is protected.
13. Contact
For any inquiries, requests, or concerns relating to this Privacy Policy or our data processing practices, please contact us at:
Email: [email protected]
Website: https://fiscal-muses.com
We are committed to upholding your trust and ensuring full adherence to all applicable data protection laws. Your privacy is integral to how we do business. Please do not hesitate to reach out with any concerns or questions regarding your personal data.