Studying hard to get a “safe” job is the aim for most of us – especially these days, when it gets harder to find a Summer position or just an internship.

Work is an essential part of our lives. But, it is important to put a clean line between professional and private life.

When both are merging it could become a recipe for disaster.

However, something interesting and maybe worrying for some has just been reported:

…Nearly one-in-five over 65 year-olds is still in work and has no idea when they will be able to retire… Source

Everyone wants to boost productivity to increase the revenue.


Future of Work in Financial Services

Source of Infographic

Some individuals are willing  to sell their own property to increase their pension pot. Is this not an alarming sign?

..18pc of over 65 year-olds still in work did not know when they would be able to call it a day. A further 34pc of 55 to 64-year-olds have no idea when they are likely to retire…

these results were reported by Barings – – Baring Asset Management!

 All this kind of new attitude is directly linked to uncertainty.

The economic downturn did hit us hard on the head and maybe made us realise that we should spend our cash on essential items rather than obsolete gadgets as well as make a distinctive choice between NEED and WANT.

Want Vs Need

artwork source

Prioritising a budget is vital. Life can be simple and good too.

When looking at your daily activity and what you getting from it can sometimes be questionable.

Spending 8 hours a day, 5 days a week at work is a significant amount of time given to an employer in exchange of a salary. All this is fine as long as the payment allows you to live “normally”: without having to check whether you can afford good quality food, pay the rent/mortgage and purchase decent clothes – not saying that you should get expensive labels but quality/durable items.

Paying taxes is also something that some workers can find unfair…but this is how things are set up.

Recently in France, President Francois Hollande decided to impose a 75 percent tax on millionaire earners…mainly businesses. But the decision also targeted wealthy celebrities who decided to move abroad rapidly. Gérard Depardieu made the news due to his high profile (More details HERE).  After all, going abroad to work is not a thing.

More and more graduates are taking their knowledge and expertise to another country. This is to blend job satisfaction and generally good pay package too. Some recruiters go the extra mile to get executive headhunters all over Europe in order to reach as many candidates and employers – and this usually works well. It is all about creating a network with for instance LinkedIn in addition to social media platforms. Everything can happen via digital channels and interviews can be done through Skype…this reduces travel costs for all applicants. But is working in an European country a bonus point in relation to pension and retirement?

Difficult to answer that particular question – but time will tell. Nevertheless, people who have made the move rarely regret that choice as their lifestyle has be chosen and not imposed. A real personal achievement bringing joy into their career and consequently positive results on the financial side as well.

Finally, it seems that expatriated workers are building a stronger foundation for their old days. Maybe the way forward for future generations?!